Buying at auction is one of the most exciting — and competitive — ways to secure property. But with completion deadlines often set at just 28 days, having your finances in place quickly is crucial. That’s where auction finance comes in.

At Braveheart Auctions, we partner with trusted lenders who specialise in short-term, fast-access auction finance to help buyers complete their purchases with confidence and ease.

What Is Auction Finance?

Auction finance (also known as bridging finance) is a short-term loan designed specifically for property buyers at auction. It allows you to complete your purchase swiftly while arranging longer-term funding — such as a mortgage or property refinance — later on.

This type of finance can be used for:

Residential and commercial properties

Land purchases

Refurbishment or development projects

Buy-to-let investments

Why Use Auction Finance?

Speed: Funding can often be arranged in as little as 5–10 days, ensuring you meet auction completion deadlines.

Flexibility: Borrowers can access finance for unmortgageable or non-standard properties that traditional lenders may not support.

Confidence: Having pre-approved finance in place lets you bid with certainty, knowing your funds are secured.

Bridging Solution: Once the purchase is complete, the loan can be refinanced or repaid through a traditional mortgage or property sale.

How It Works

1. Get a Decision in Principle (DIP) before the auction to understand how much you can borrow.

2. Bid with confidence at auction, knowing your funding is ready.

3. Complete your purchase quickly — lenders typically release funds within days.

4. Exit the loan once your long-term financing or sale is in place.

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Why Choose Braveheart Auctions

We’re more than an auction platform — we’re your partner in property success.

Our team can connect you with experienced finance specialists who understand the pace, challenges, and opportunities of auction purchases. Whether you’re a first-time buyer or a seasoned investor, we’ll help you find the right funding solution to move fast and buy smart.